Nos solutions de Credit

Real estate mortgage is a crucial element in financing the acquisition of property, whether for a primary residence, secondary home, or rental investment. In France, access to real estate credit is facilitated by a diverse and competitive offer among banking institutions, but choosing the right loan requires a deep understanding of its mechanisms, borrowing conditions, …

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Lombard credit and pledging are secured financing options that offer investors and individuals flexible solutions to access liquidity without having to liquidate their assets. These credit mechanisms play an essential role in wealth management by facilitating the financing of new investments, covering liquidity needs, or elaborating sophisticated investment strategies. Apex Capital provides insights into the …

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Investing in Real Estate Investment Trusts (SCPI) through credit is a strategy increasingly favored by those looking to build a rental property portfolio without committing a substantial amount upfront. Utilizing credit for the purchase of SCPI shares offers several advantages, including financial leverage and significant tax benefits. Apex Capital details the keys to this investment …

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Securing a mortgage loan undeniably involves subscribing to loan insurance. This insurance acts as a safeguard for both the borrower and the lender against unforeseen events that could affect repayment capacity. Typically covering risks such as death, disability, work incapacity, and sometimes unemployment, loan insurance is an essential component of real estate financing. Apex Capital …

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The self-purchase, more commonly referred to by the acronym OBO (Owner Buy-Out), is an increasingly popular financial tactic among entrepreneurs seeking to rebalance their wealth between professional and personal spheres. This strategy involves a business owner selling a portion of their shares to a holding company under their control, often financed by a loan, to …

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