Les Enveloppes


Retirement Savings Plan(PER)

In today’s ever-changing financial landscape, the Retirement Savings Plan (PER) emerges as an essential pillar for secure and serene retirement planning. Specifically designed to meet the needs of French savers, the PER embodies a flexible and beneficial solution aimed at solidifying your financial future. At Apex Capital, we are committed to navigating the intricacies of …

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Equity Savings Plan (PEA)

The Equity Savings Plan (PEA) represents a tax initiative specifically designed to stimulate individual engagement in stock market investment. By focusing on European stocks, the PEA offers a unique opportunity to actively contribute to the real economy. In doing so, investors benefit from a preferential tax regime designed to optimize long-term returns. At Apex Capital, …

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Life Insurance

Life insurance remains the preferred investment vehicle for French households, skillfully combining financial security, attractive potential returns, and advantageous tax benefits. As a versatile savings instrument, life insurance adapts to a multitude of personal and family objectives, whether it’s securing your retirement, financing an ambitious real estate project, or planning the transmission of your wealth …

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Luxembourg Life Insurance

Luxembourg Life Insurance stands out as an essential savings and investment solution for those wishing to optimize their wealth on an international scale. Known for its legal and regulatory stability, tax benefits, and exceptional protection for investors, it increasingly attracts French residents seeking to diversify their investments while enhancing their financial security. Apex Capital is …

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Brokerage Account

The brokerage account represents an investment platform of great versatility, designed to meet the needs of investors eager to explore all financial markets. Distinguished by its ease of use and exceptional flexibility, the brokerage account allows the creation of a diversified portfolio, including stocks, bonds, investment fund shares, and much more, without the geographical or …

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Capitalization Contract

The capitalization contract stands out as an essential financial instrument, allowing investors to diversify their portfolio through a wide range of assets such as stocks, bonds, and investment funds. Unique in its kind, this savings and investment product differs from life insurance in its legal structure, focusing exclusively on the financial aspect without covering death …

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