{"id":24,"date":"2024-05-21T16:58:58","date_gmt":"2024-05-21T14:58:58","guid":{"rendered":"https:\/\/apexcapital.fr\/?p=24"},"modified":"2024-10-22T08:39:55","modified_gmt":"2024-10-22T06:39:55","slug":"conformite-et-transparence","status":"publish","type":"post","link":"https:\/\/apexcapital.fr\/en\/conformite-et-transparence\/","title":{"rendered":"Compliance & Transparency"},"content":{"rendered":"

<\/p>\n

Member of the CNCGP<\/strong><\/p>\n

 <\/p>\n

Our activities are regulated by French supervisory authorities. We are members of the CNCGP (National Commission of Wealth Management Advisors), a professional association approved by the Autorit\u00e9 des March\u00e9s Financiers (AMF), the regulatory authority of French financial markets. We are also registered with ORIAS and the Autorit\u00e9 de Contr\u00f4le Prudentiel et de R\u00e9solution (ACPR), the French supervisory body for banking and insurance.<\/p>\n

 <\/p>\n

Certifications<\/strong><\/p>\n

Financial Investment Advisor (CIF)<\/strong> registered with the single register of insurance, banking, and finance intermediaries under number 24002676 (ORIAS<\/a>)<\/p>\n

Insurance Broker (COA)<\/strong> Category B registered with the single register of insurance, banking, and finance intermediaries under number 24002676 (ORIAS<\/a>)<\/p>\n

Broker in banking operations and payment services (COBSP) <\/strong>registered with the single register of insurance, banking, and finance intermediaries under number 24002676 (ORIAS<\/a>)<\/p>\n

Financial Guarantee and Professional Liability Insurance No. 118.263.166 (Member No. 031271) from MMA IARD, 160 rue Henri Champion \u2013 72030 Le Mans Cedex 9.<\/p>\n

 <\/p>\n

Remunerations, Commissions, and Non-Monetary Benefits<\/strong><\/p>\n

 <\/p>\n

At Apex Capital<\/strong>, transparency regarding our compensation methods is essential. We ensure complete transparency when it comes to the fees applied to the products we recommend. For example, within the same product category, such as French life insurance, the firm\u2019s fees are the same across all solutions and are determined based on the amount invested. This ensures that all solutions listed by Apex Capital within a given category benefit from fair and consistent pricing. It also guarantees that there is no conflict of interest or incentive to favor one solution over another. Our sole objective is to provide impartial advice tailored to the specific needs of our clients.<\/p>\n

 <\/p>\n

Here is how we perceive our fees and commissions:<\/strong><\/p>\n

 <\/p>\n

Strategic Wealth Management Advisory<\/strong><\/p>\n

For strategic wealth management advisory, the remuneration is in the form of fees. A mission letter specifies the terms and the amount.<\/p>\n

 <\/p>\n

Financial, Insurance, and Real Estate Investment Advisory<\/strong><\/p>\n

For financial, insurance, and real estate investment advisory, our remuneration comes from fees related to the interventions, paid directly or indirectly by the promoters of the products or services (insurers, management companies, real estate promoters).<\/p>\n

 <\/p>\n

Retrocession Commissions<\/strong><\/p>\n

When a financial investment advisory service is followed by an intermediation service, we may receive retrocession commissions from the promoters of the products and services related to the investments:<\/p>\n

 <\/p>\n

\u2022 Subscription Fees:<\/strong><\/p>\n

\u2022 SCPI:<\/strong> Retrocession between 5% and 8% of the invested amount.
\n\u2022 FIP\/FCPI:<\/strong> Retrocession up to 5% of the invested amount.
\n\u2022 \u201cUp Front\u201d Commission:<\/strong> Up to 3% of the invested amount for Euro Medium Term Notes (EMTN).
\n\u2022 Arbitration Fees:<\/strong> Variable retrocession depending on the suppliers, based on the difference between the applied fees and an \u201cincompressible supplier\u201d (minimum of \u20ac15).<\/p>\n

 <\/p>\n

\u2022 Management Fees:<\/strong><\/p>\n

\u2022 OPC and EMTN:<\/strong> Retrocession between 75% and 85% of the fees paid to account holders.
\n\u2022 FIP\/FCPI\/FCPR and equivalent vehicles:<\/strong> Annual retrocession between 0.5% and 1.5% of the assets under management.<\/p>\n

In accordance with regulations, the client can obtain more detailed information upon request from their advisor, the account holder institution, or directly from the producer if the latter is not the custodian.<\/p>\n

 <\/p>\n

Insurance and Reinsurance Brokerage<\/strong><\/p>\n

For insurance and reinsurance brokerage activities, we receive retrocessions on entry fees, arbitration fees, management fees, and investments made by our clients.<\/p>\n

For any questions or additional information, contact us. At Apex Capital<\/strong>, your satisfaction and transparency are our priorities.<\/p>","protected":false},"excerpt":{"rendered":"

Member of the CNCGP   Our activities are regulated by French supervisory authorities. We are members of the CNCGP (National Commission of Wealth Management Advisors), a professional association approved by the Autorit\u00e9 des March\u00e9s Financiers (AMF), the regulatory authority of French financial markets. We are also registered with ORIAS and the Autorit\u00e9 de Contr\u00f4le Prudentiel … <\/p>\n

Continue reading “Compliance & Transparency”<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_joinchat":[],"footnotes":""},"categories":[2],"tags":[39,38,40,36,37,29,28,30,26,27,34,33,35,31,32,24,23,25,21,22,49,48,50,46,47,44,43,45,41,42],"class_list":["post-24","post","type-post","status-publish","format-standard","hentry","category-notre-cabinet","tag-assurances-vie-biarritz","tag-assurances-vie-lourdes","tag-assurances-vie-nouvelle-aquitaine","tag-assurances-vie-pau","tag-assurances-vie-tarbes","tag-conseils-financiers-biarritz","tag-conseils-financiers-lourdes","tag-conseils-financiers-nouvelle-aquitaine","tag-conseils-financiers-pau","tag-conseils-financiers-tarbes","tag-defiscalisation-biarritz","tag-defiscalisation-lourdes","tag-defiscalisation-nouvelle-aquitaine","tag-defiscalisation-pau","tag-defiscalisation-tarbes","tag-gestion-de-patrimoine-biarritz","tag-gestion-de-patrimoine-lourdes","tag-gestion-de-patrimoine-nouvelle-aquitaine","tag-gestion-de-patrimoine-pau","tag-gestion-de-patrimoine-tarbes","tag-plan-depargne-retraite-biarritz","tag-plan-depargne-retraite-lourdes","tag-plan-depargne-retraite-nouvelle-aquitaine","tag-plan-depargne-retraite-pau","tag-plan-depargne-retraite-tarbes","tag-succession-biarritz","tag-succession-lourdes","tag-succession-nouvelle-aquitaine","tag-succession-pau","tag-succession-tarbes"],"yoast_head":"\nCompliance & Transparency - Wealth Management Pau - Wealth Management Tarbes - Apex Capital<\/title>\n<meta name=\"description\" content=\"Membre de la CNCGP   Notre activit\u00e9 est r\u00e9gul\u00e9e par les autorit\u00e9s de surveillance fran\u00e7aises. 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